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A Household Budget Too?

Subsections : Business Budget |Household Budget |Interactive Budget Sheet |

Sub pages : Stage 1: Business Income | Stage 2: Business Costs | Stage 3: Drawings | Why Create a Business Budget? | Sample Budget | A Household Budget Too? | Weekly or Monthly Figures? |


As well as a business budget you should create a household budget too, using the same budget sheet.

If you are a director of a limited company, then you should keep the business budget separate from your household budget.

You should still complete the household budget as it may allow you to reduce the salary level you are drawing from the company in order to keep it solvent and increase its ability to pay creditors. Only do this if you can afford to while still having enough money to cover your essential living costs. It is particularly important to complete and use both budgets where there are personal guarantees.

 

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