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What Action Can Be Taken Against You?

Subsections : Priority Debts |Secondary Debts |Fact Sheets |Sample Letters |

Sub pages : Mortgage Arrears | Domestic Rent Arrears | Business Rent Arrears | Business Rates | Council Tax | Water Rates | Gas and Electricity Arrears | Income Tax Arrears | VAT | National Insurance Contributions (NICs) | Tax Credit Overpayments | Magistrates Court Fines | Parking Penalty Charges | Maintenance | Hire Purchase | Equipment Leases | Major Suppliers | Bank Overdrafts and Loans | Negotiating With Your Bank | What Action Can Be Taken Against You? | Example Offers to Priority Creditors |


If you delay paying a priority debt you could find your creditors taking action. The action they can take depends on the type of debt.

DebtAction against you
Business rent arrearsRepossession/bailiffs/eviction
Mortgage/rent arrears
Repossession/bailiffs
Business rates/ Council Tax arrears
Bailiffs/imprisonment
Water, gas, electricity arrearsSupply cut off (note: disconnection of water supply applies to commercial premises only)
Income tax arrears
Bailiffs/bankruptcy
VAT             
Bailiffs/bankruptcy
Unpaid magistrates’ court fines         
Imprisonment/bailiffs
National insurance arrears               
Bailiffs/bankruptcy
Maintenance  arrears          
Imprisonment/bailiffs
Hire purchase arrears
Repossession of the HP goods
Major suppliers
Key supplies stopped/court action/bankruptcy

 

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