Welcome to Business Debtline
The helpline that provides free, confidential and independent advice on how to deal with debt problems.
So that we can provide you with the best possible advice, we need you to tell us which country you are living in. This is because the laws concerning debt vary depending on whether you live in England & Wales or Scotland. You can be confident that the advice you're looking for is targeted to you.
Simply choose either the words England and Wales or Scotland by clicking on it and you will access all the information and advice available on this site.
Northern Ireland
If you live or trade in Northern Ireland unfortunately we are unable to advise you as the laws are very different to those in England, Wales and Scotland.
It is very important that you get advice from a local advice agency based in Northern Ireland.
You can contact these free independent agencies for advice and you can search their websites for a local advice agency near you.
AdviceNI http://www.adviceni.net/
Citizens Advice Northern Ireland http://www.citizensadvice.co.uk/
Debtline NI Consumer Credit Counselling Service (CCCS) Tel: 0800 027 4990 www.DebtlineNI.org
Advice4debtNI www.advice4debtNI.com Tel: 0800 917 4607
BDL receives excellent feedback from clients who have used the service:
"I am a sole trader and in the last year have found myself in a financial nightmare - but I was lucky enough to find the Business Debtline. However there are thousands of small businesses out there going to the wall who are not aware of this wonderful charity. I did not know which way to turn or what my rights were. I am a long way from getting things right but feel stronger for BDL help and advice. It is the only lifeline available to us." - a user of the MoneySavingExpert.com forums

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